Glossary term
Deductible
Deductible: What you pay before collision or comprehensive pays. $1,000 is the usual choice when a teen is added.
Where this term matters
Guides and entries on this site that use the term.
Guide
What Coverage a Teen Driver Needs
Liability limits, uninsured motorist, collision and comprehensive, deductibles and umbrella coverage for a family with a teen driver.
Guide
How to Compare Car Insurance With a Teen Driver
A comparison method for families adding a teen: fixed coverage, identical inputs, discounts applied consistently, three to five quotes, and the questions that reveal how an insurer treats teens.
Entry
Telematics and Usage-Based Insurance for Teen Drivers: Pros, Cons, and Savings
Learn how usage-based telematics programs track teen driving habits, what data insurers collect, how discounts apply, and when enrolling makes sense.
Entry
Dropping Collision and Comprehensive for a Teen Driver: The 10x Rule
Find out when dropping collision and comprehensive coverage on an older vehicle driven by a teenager makes financial sense using the 10x premium rule.