FAQ
Frequently asked questions
Short answers about best car insurance for teens. Each links to the guide that covers the question in depth.
All questions
How much does adding a teen to car insurance cost?
Typically $1,800–$3,200 a year for a newly licensed 16-year-old on a family policy. See cost.
When do I have to add my teen?
When they get their intermediate (unsupervised) licence; permit holders are usually covered automatically. See adding a teen.
What discounts are there for teen drivers?
Good student, driver training, telematics, and later distant student. See discounts.
What's the best car for a teen to insure?
A mid-size sedan or small SUV, a few years old, modest engine, good crash ratings. See cars.
Should I raise my liability limits?
Yes, to at least 100/300, and consider an umbrella. See coverage.
What happens after my teen's first accident?
Typically a 30–60% surcharge on their share for three years. See first incident.
Does this site sell insurance?
No. It is an independent reference; quote tools connect you with licensed comparison partners. See the advertising disclosure.