Glossary term
Permissive use
Permissive use: Coverage for an unlisted driver using your car with permission. Does not extend to household members who drive regularly—they must be listed.
Where this term matters
Guides and entries on this site that use the term.
Guide
Adding a Teen Driver to Your Car Insurance
When you must add a teen, how permits are handled, how insurers assign teens to vehicles, named-driver exclusions, and the questions to ask your insurer.
Guide
Graduated Licensing and Teen Car Insurance
How graduated driver licensing stages—permit, intermediate, full—interact with insurance: when coverage is needed, how restrictions reduce risk, and what violations do.