Glossary term
At-fault accident
At-fault accident: A crash the insurer determines the driver caused. Surcharged; not-at-fault accidents usually are not.
Where this term matters
Guides and entries on this site that use the term.
Guide
A Teen's First Accident or Ticket
What happens to a family premium after a teen's first at-fault accident or ticket, how long it lasts, accident forgiveness, and what to do.
Entry
Separate Car Insurance Policy for Teens vs. Adding to a Family Plan
Compare the costs, legal rules, and coverage risks of getting a separate car insurance policy for your teen driver versus keeping them on a family policy.
Entry
Umbrella Insurance for Teen Drivers: Why Higher Liability Limits Matter
Discover why adding a teen driver creates serious liability risks, how umbrella insurance works, and how to protect family assets from severe crash claims.
Entry
Dropping Collision and Comprehensive for a Teen Driver: The 10x Rule
Find out when dropping collision and comprehensive coverage on an older vehicle driven by a teenager makes financial sense using the 10x premium rule.